Getting let property insurance needn’t be a hassle. Simple click the red button to get your quotes now.
Cover available can include:
- Contents Cover
- Building Insurance
- Public Liability
- Loss of Rent
- Legal Fees
Letting property successfully means taking as much responsibility as possible. It is your job to ensure that your tenants are happy the property you’re letting is safe and suitable to live in. Whilst a good landlord will take responsibility, there is always the chance that something could go wrong. For this reason it’s essential to have a good let property insurance policy that protects you from all risks.
Finding let property insurance at a competitive price is now easier than ever thanks to the internet. Before getting quotes though, it’s always a good idea to be aware of the different types of cover that are available so you can make an informed purchase. Below is an explanation of the types of cover you can get and some advice on ways to save money.
- Building Insurance – Building insurance is a must-have when you own let property. Structural damage can be incredibly expensive to repair so you need to have cover in place to protect yourself from this risk. Most landlords have building insurance as the foundation of their let property insurance policy.
- Contents Insurance – If your contents are damaged or stolen, contents insurance will compensate you accordingly. If you don’t let property that’s furnished then you probably don’t need this but it certainly provides extra peace of mind to know that any contents that you’ve paid for will be protected against theft and damage.
- Loss of Rent – Disputes can sometimes arise with tenants and you might find yourself in a situation where you’re not getting the rent that you’re owed. Loss of rent guarantee will compensate you until the matter is resolved. One of the biggest fears that landlords have is problems with tenants paying rent – often because it can be a long, drawn out process to have them removed and all the while you’re losing money. Having loss of rent included in your policy will make such a situation less stressful.
- Vandalism – Unoccupied properties are at particular risk of vandalism so it’s always a good idea to have this option included in your policy. Vandals don’t just target property in run down areas so even if you don’t think vandalism is that much of a risk, you should still consider getting this type of cover.
- Unoccupied Property Insurance – When property is left unoccupied for extended periods of time, it becomes much more likely to be broken into, vandalized, or even targeted by squatters. This being the case, it’s always necessary to get unoccupied property insurance for any property you have that will be left unoccupied.
The Benefits of Let Property Insurance
- Easy-to-manage policy – If you have multiple properties that you want to insure then you can get them covered under one, easy-to-manage policy. Doing things in this way makes it a lot easier to manage paperwork and also enables you to save a good deal of money compared to insuring properties individually.
- All properties covered – All types of property can be covered including terraced, detached and semi-detached houses in addition to flats and apartments.
- Discounts for building and contents insurance – When you get building and contents insurance as part of the same policy then you’ll be able to save a good amount of money.
- Expert advice – Sometimes you might not be entirely sure what the best type of cover to get for your properties is. This is often the case with new landlords. If you’d like to speak to an expert to have your questions answered then there’s always expert advice that’s just a phone call away.
- Easy payment methods by credit card, debit card and direct debit – You can very easily set up your insurance policy by paying with a debit or credit card or direct debit. It only takes a few minutes and once it’s done you can rest assured that your property is covered.
- Instant cover – As soon as you have paid for the policy, you property will be covered and you’ll be provided with the necessary documentation to reflect this.
Ways to Save
Below are some very reliable ways to save money on let property insurance –
- Pay Annually – Insurance providers always prefer when you pay more upfront and will usually offer you a good discount when you do this. Although it’s not always feasible to pay for your insurance in one go, when you do you will be in a very strong position to haggle with insurance providers and get the cost of your policy down by a good amount.
- Make your Properties Secure – By making your properties as secure as possible you reduce the risk of break ins. This means that insurance providers can offer you a better price on your policy. Securing properties is something that a lot of landlords neglect but it’s always important, especially if you have property that is unoccupied. Simple steps such as installing alarms and CCTV can make your property much more secure and enables insurance providers to lower the cost of your let property insurance.
- Shop Around – Prices can vary greatly from one insurance provider to another so you should always make sure you get a good number of quotes. Sometimes it can seem daunting to get a lot of quotes but it’s actually incredibly easy. Getting multiple quotes will enable you to see if you’re getting a good deal since you can very easily compare quotes from different providers and see who offers you the best deal.
Get Quotes Now
If you’re looking to get let property insurance quotes in a quick and easy fashion then you’re in the right place. Spending time calling different insurance providers by phone to get quotes is now thankfully a thing of the past and there is a much easier way of doing things.
When you click the red button below you will be able to access tailored quotes from a panel of let property insurance specialists. All you have to do is fill in the simple quote form and you can have access to get your quotes within minutes. What could be simpler!